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Employment Overview
Employment Opportunities Currently Available


Employment Overview
There are countless reasons why people make the choice to work at Winchester Savings Bank, and even more reasons why they stay for a career.

Winchester Savings Bank first opened its doors for business on August 26, 1871. Since then, the Bank has proudly served the financial needs of its customers as an independent, mutually-chartered savings bank. We believe the key to our long-standing record of service excellence is the result of our continual focus on both customer service and the value we place on our employees.

Our employees are important to us. We encourage and support the professional development of every member of our staff. They receive ongoing product and sales training, career development mentoring, and rewards for outstanding performance. We encourage a strong family/work life balance, and we offer extremely attractive compensation plans.

Our comprehensive total compensation package includes:

  • Competitive salaries
  • Medical insurance including health club reimbursement and wellness programs*
  • Dental insurance*
  • Pension plan and 401(k) Plan with partial match*
  • Life, Supplemental Life, and Dependent Life Insurance*
  • Long & Short Term Disability Insurance*
  • Tuition Reimbursement
  • Paid vacation, personal days, and holidays
  • Group Accident and Travel Insurance*
  • Incentive Bonus Plan (paid annually at the discretion of the Board; based on overall Bank profitability, job grade, and individual performance
*Available to employees working a regularly scheduled workweek of 30 hours or more.

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Employment Opportunities Currently Available

MORTGAGE EXECUTIVE - ORIGINATOR

As our Mortgage Executive you will develop and maintain relationships with homeowners, home buyers, real estate brokers and municipal housing authorities; attend brokers open houses; organize, complete and submit accurate application files for processing; conduct various educational seminars; interview and qualify potential borrowers; advise bank of changes in the real estate market;

You must have 3- to 5 years direct Bank mortgage origination experience, exceptional interpersonal and sales skills; knowledge of mortgage lending guidelines; be well organized and be proficient with various mortgage loan calculation.

THE FOLLOWING LINK:
Mortgage Executive Application Process

SENIOR RESIDENTIAL MORTGAGE UNDERWRITER
We are currently looking for a Senior Residential Underwriter to help us underwrite and pre-qualify mortgage applicants in accordance with established guidelines and further recommend approval or denial to Residential Loan Officer, interview prospective applicants, prepare pre-closing files and review post-closing documents.

In this role you will analyze credit reports; verify income; prepare loan closing documents, coordinate closings with attorneys; interview prospective mortage customers; underwrite and approve/deny mortgage applications up to lending authority; underwrite and forward applications in amounts exceeding lending authority to Res. Loan Officer; prepare closing documents and disclosures; prepare B of I agenda; update Loan Application Register and prepare HMDA report; uplink closed loans to Loan Servicing; process bridge loans and renewals of bridge loans, facilitate and coordinate First Time Buyer seminars; balance general ledger “in process” account monthly; liaison with Sound Software to resolve problems and activate upgrades or Reviewing and analyzing special conditions, loan deficiencies and exception requests to determine the appropriate action . Coaching field personnel and brokers on technical underwriting issues, problems and/or questions.

Specific Skills Required: detail oriented, team player, with an ability to deal with the public; ability to follow through; knowledge of word processing; thorough knowledge of state and federal laws and regulations as they pertain to mortgage lending; basic computer literacy. Easy Lender and FiServ knowledge

Prior Experience Required: 3 years experience as a mortgage loan underwriter
TO APPLY FOR THIS POSITION PLEASE FOLLOW THE LINK BELOW:
Senior Residential Mortgage Underwriter Application Process




We are always looking for motivated, energetic, committed and customer-focused team members. If you would like to join our team, please mail, fax, or e-mail your resume with cover letter and salary requirements to:

Attn: Human Resources Department
Winchester Savings Bank
661 Main Street
Winchester, MA 01890

Fax: 781.721.5527

We are an Equal Opportunity Employer.

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