Products

• Savings and Checking Accounts
• Money Market Account
• Premium and Platinum Money Market Accounts (Tiered-Rate)
• Certificates of Deposit (Various Terms)
• Holiday and Vacation Clubs
• Retirement Accounts
  • Individual Retirement Account
  • Simplified Employee Pension Plan (SEP)
  • Roth IRA
• Consumer Loans
  • Personal
  • Automobile
  • Collateral
  • Home Equity Line of Credit
  • Fixed Rate Home Equity Loan
  • Variable Rate Home Equity Loan
  • Overdraft Protection
• Commercial and Commercial Real Estate Loans
  • Purchase and Refinance of Commercial Buildings and Condos
  • Owner-Occupied and Investment Properties
  • Apartments, Office, Retail, Industrial, Mixed Use
  • Land, Development, and Construction Loans
  • Small Business and Personal Loans and Lines
  • Equipment, Inventory, and Accounts Receivable Financing
  • Vehicle and Stock Secured Loans
• Residential Mortgage Loans
  • Fixed and Adjustable Rate
  • 1-4 Family Owner-Occupied and Investment
  • First Time Home Buyer Program
  • Land, Construction, and Bridge Loans
  • Conforming, Jumbo, and Bi-weekly Programs
  • Reverse Equity and Affordable Housing Programs
  • Mortgage Pre-Approval Program

Investment Services

Investment Products

• Tax-Free Municipal Bonds
• Government Bonds
• Corporate Bonds
• Bond and CD Ladders
• Mutual Funds
• Common and Preferred Stocks
• Unit Investment Trusts
• Real Estate Investment Trusts
• Exchange Traded Funds
• Roth and Traditional IRA Accounts
• Tax-Deferred Fixed and Variable Annuities
• Life Insurance
• 529 College Savings Plans
• Long-Term Care Insurance

Investment & Planning Services

• Retirement Analysis and Projections
• Risk Management Strategies
• Portfolio Analysis, Rebalancing, and Guidance
• Education Funding
• Major Purchase Strategies
• Tax Advantaged Investing
• Income Supplement Strategies
• Spend-Down Strategies and Asset Protection
• Estate Planning
• Beneficiary Strategies
• Business Owner Strategies

Investment products and services are offered through INFINEX INVESTMENTS, Inc. Member FINRA/SIPC. Insurance products are offered through Infinex Insurance Agency of Massachusetts, Inc. Infinex and the Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

Business Products and Services

• Business Banking Online
• Savings and Checking Accounts
• Commercial Teller
• Federal Tax Deposit
• Night Depository
• Wire Transfers (Domestic/Foreign)

Convenience Services

• American Express Gift Cards
• American Express Gift Cheques
• American Express Traveler's Cheques
• Automated Teller Machines (CIRRUS,HONOR,NYCE) / Member SUM Network (excl. Main Office) / Member MoneyPass Network
• Automatic Transfer from Statement Savings
• Bank-by-Mail
• Bank/Treasurer's Checks
• Certified Checks
• Coin Counting
• Direct Deposit
• Dividend Checks
• Dividend Transfers
• Drive-thru Banking
• Foreign Checks Collections
• (Free) Internet Banking and Bill Payment
• Money Orders
• Notary Public
• Safe Deposit Boxes
• Savings Bank Life Insurance
• Savings Bonds
• Shop Winchester Gift Certificates
• Signature Guarantee (Medallion Signature Guarantee not available)
• Touch#Tone Banking (1-800-303-2434)
• VISA Check and ATM Card
• Wire Transfers (Domestic/Foreign)