Business Checking

Whether large or small, your company deserves the best checking account services available, and we are sure to have an account that will meet your needs.

Current Rates


Business Checking Options

Business Checking Accounts

In order to suit your business needs, we offer these checking account options.

 Small BusinessBusiness InterestBusiness Analysis
Minimum Daily Balance Required to Avoid Service Charges N/A $5,000 N/A

Monthly Service Charge

N/A $12 $15

 Additional Fees

  • $0.50 per each additional transaction over 3001
  • $0.50 per each additional transaction over 1001
  • $0.20 per cleared check
  • $0.70 per deposit
  • $0.15 per deposited item
  • $0.15 per ACH transaction
Earnings Credit N/A N/A Checkmark2

1 Transactions include each deposit, each deposit item, each check cleared, and each ACH transaction.
2 Earnings credit applied: for each $100.00 average collected balance in the checking account during the statement period, we will apply $0.33 credit against the above described service charges.

Business Checking Account Benefits

Business Checking Account Benefits

Enjoy the following benefits with your Winchester Savings Bank Business Checking Account:

  • Free Business Online Banking
  • Free Bill Pay
  • Free eStatements
  • Free Business Visa Debit Card
  • Free Telephone Banking

Non-Profit Checking

No-Fee Business Interest Checking for Non-Profits

You save the world. We'll save you money.

Bank fees should be a non-issue for non-profits. That's why we offer an interest-earning checking account with:

  • No monthly fees
  • No minimum balance requirement
  • No transaction fees

Keep more change in your pocket so you can create more change in the community.

Merchant Services

Paystri Merchant Services Logo 

Now more than ever, businesses are looking for new ways to deliver streamlined and convenient customer experiences. The flexibility of paying with credit cards and debit cards for in-person, mobile, and online sales transactions tops the list. However, offering that convenience comes at a price. Business owners know all too well that the costs of payment processing can add up quickly.

Navigating the complex world of payments can be challenging for businesses of all sizes. That's why Winchester Savings Bank partners with Paystri, a local payment processor based in Salem, MA, to provide the latest payments acceptance technology at an affordable price. Paystri's in-house Customer Success team is hands-on and highly accessible, ensuring that no questions go unanswered.

Benefits of our partnership with Paystri include:

  • Quick and easy merchant account setup
  • Competitive, honest pricing with no hidden fees
  • No early termination fees
  • Access to the latest payments acceptance technology
  • A deep understanding of the needs of local businesses
  • Locally-based support customized for the needs of each business
  • Innovative programs like Cash Discount to offset card processing fees

Talk to any Winchester Savings banker and learn what Paystri can do for your business, or visit for a complimentary pricing analysis and see how your business can start saving.


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