
Get Started
View First-Time Homebuyers application forms and other important information.
We make special concessions for you when purchasing your first home. These benefits include no points, no appraisal fee**, no credit report fee**, a loan term of 30 years, generous qualifying ratios, and low down payment requirements.
**Must be owner-occupied purchase. Borrower must pay an Appraisal Fee and a Credit Report Fee which will be refunded if the loan goes to closing. If there is no loan closing, the funds will be applied as payment for that fee.
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