As part of our annual audit, our auditors, Wolf & Company, P.C. will be selecting a random sample of customers asking to compare your account information with that of our records. If you are selected, you will receive a letter with instructions on confirming your account information.  We thank you for your attention to the request.    

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First-Time Homebuyers

Guiding First-Time Homebuyers Every Step of the Way

We make special concessions for you when purchasing your first home. These benefits include no points, no appraisal fee**, no credit report fee**, a loan term of 30 years, generous qualifying ratios, and low down payment requirements.

Meet Our Lending Specialists

Helen Marrone
Vice President, Retail Lending Operations
NMLS# 294544
Lou J. Gentile, Jr.
Vice President, Residential Loan Officer
NMLS# 483067
Bill Katinoglou
Vice President, Residential Loan Officer
NMLS# 476723

Get Started

View First-Time Homebuyers application forms and other important information.

Apply Now

Affordable Housing

If you need help buying a home, our Affordable Housing Mortgage Program may be the right fit for you.

Learn More

**Must be owner-occupied purchase. Borrower must pay an Appraisal Fee and a Credit Report Fee which will be refunded if the loan goes to closing.  If there is no loan closing, the funds will be applied as payment for that fee.