As part of our annual audit, our auditors, Wolf & Company, P.C. will be selecting a random sample of customers asking to compare your account information with that of our records. If you are selected, you will receive a letter with instructions on confirming your account information.  We thank you for your attention to the request.    

All branches will be closed on Friday, July 3rd and Saturday, July 4th in celebration of our nation's 250th birthday, Independence Day.

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First-Time Homebuyers

Guiding First-Time Homebuyers Every Step of the Way

We make special concessions for you when purchasing your first home. These benefits include no points, no appraisal fee**, no credit report fee**, a loan term of 30 years, generous qualifying ratios, and low down payment requirements.

Meet Our Lending Specialists

Helen Marrone headshot
Helen Marrone
Vice President, Retail Lending Operations
NMLS# 294544
Lou J. Gentile, Jr. headshot
Lou J. Gentile, Jr.
Vice President, Residential Loan Officer
NMLS# 483067
Bill Katinoglou headshot
Bill Katinoglou
Vice President, Residential Loan Officer
NMLS# 476723
A couple painting their new home

Get Started

View First-Time Homebuyers application forms and other important information.

Apply Now
A family viewing their potential new home

Affordable Housing

If you need help buying a home, our Affordable Housing Mortgage Program may be the right fit for you.

Learn More

**Must be owner-occupied purchase. Borrower must pay an Appraisal Fee and a Credit Report Fee which will be refunded if the loan goes to closing.  If there is no loan closing, the funds will be applied as payment for that fee.