Lou J. Gentile, Jr.
Vice President, Residential Loan Officer
NMLS# 483067
Get Started
View First-Time Homebuyers application forms and other important information.
First-Time Homebuyers
Guiding First-Time Homebuyers Every Step of the Way
We make special concessions for you when purchasing your first home. These benefits include no points, no appraisal fee**, no credit report fee**, a loan term of 30 years, generous qualifying ratios, and low down payment requirements.
Meet Our Lending Specialists
Bill Katinoglou
Vice President, Residential Loan Officer
NMLS# 476723
Affordable Housing
If you need help buying a home, our Affordable Housing Mortgage Program may be the right fit for you.
**Must be owner-occupied purchase. Borrower must pay an Appraisal Fee and a Credit Report Fee which will be refunded if the loan goes to closing. If there is no loan closing, the funds will be applied as payment for that fee.