Current Rates
View all current rates.
Fixed Mortgage Loan Rates
Fixed-Rate Mortgages
| Interest Rate | APR | Points | Monthly Payment per $1000 borrowed | Number of Months | |
|---|---|---|---|---|---|
30-Year Conventional |
7.000% |
7.049% |
0 |
$6.65 |
360 |
20-Year Conventional |
6.875% |
6.938% |
0 |
$7.68 |
240 |
15-Year Conventional |
6.500% |
6.578% |
0 |
$8.71 |
180 |
10-Year Conventional |
6.250% |
6.359% |
0 |
$11.23 |
120 |
Fixed-Rate Mortgages
30-Year Conventional |
20-Year Conventional |
15-Year Conventional |
10-Year Conventional |
|
|---|---|---|---|---|
| Interest Rate | 7.000% |
6.875% |
6.500% |
6.250% |
| APR | 7.049% |
6.938% |
6.578% |
6.359% |
| Points | 0 |
0 |
0 |
0 |
| Monthly Payment per $1000 borrowed | $6.65 |
$7.68 |
$8.71 |
$11.23 |
| Number of Months | 360 |
240 |
180 |
120 |
APR = Annual Percentage Rate and is subject to change at any time.
*If property is located in a city/town within our CRA Assessment area (Arlington, Beverly, Danvers, Lexington, Lynn, Malden, Medford, Melrose, Peabody, Reading, Salem, Saugus, Stoneham, Wakefield, Winchester or Woburn) deduct .25% from rate.
*If borrower(s) are eligible for WSB Affordable Program, deduct .75% from rate if total household income is less than or equal to 80% HUD Median Income limit or deduct .50% from rate if total household income is greater than 80% HUD Median Income limit and less than or equal to 120% HUD Median Income limit. Loan must close with the WSB Affordable Program Product.
*If applicable, rate discounts are cumulative
-Rates shown are based on a down payment of 20% or more on owner-occupied, Single family, excellent credit score 775 or greater and a maximum loan amount of $832,750.
-Rates, APR (Annual Percentage Rate) may be higher based on factors such as loan amount, borrowers credit score, Loan-to-Value ratio and occupancy or property type.
-For all the above programs, these payments do not include amounts for taxes and insurance. The actual payment will be greater if taxes and insurance are included.
-Subject to credit approval and property appraisal. Rates, points and programs are subject to change at any time. This is not a commitment to lend.
Jumbo Fixed-Rate Mortgages
| Loan Type | Interest Rate | APR | Points | Monthly Payment per $1000 borrowed | Number of Months |
|---|---|---|---|---|---|
30-Year Jumbo |
7.00% |
7.012% |
0 |
$6.65 |
360 |
20-Year Jumbo |
6.875% |
6.890% |
0 |
$7.68 |
240 |
15-Year Jumbo |
6.500% |
6.519% |
0 |
$8.71 |
180 |
Jumbo Fixed-Rate Mortgages
| Loan Type | 30-Year Jumbo |
20-Year Jumbo |
15-Year Jumbo |
|---|---|---|---|
| Interest Rate | 7.00% |
6.875% |
6.500% |
| APR | 7.012% |
6.890% |
6.519% |
| Points | 0 |
0 |
0 |
| Monthly Payment per $1000 borrowed | $6.65 |
$7.68 |
$8.71 |
| Number of Months | 360 |
240 |
180 |
APR = Annual Percentage Rate and is subject to change at any time.
*If property is located in a city/town within our CRA Assessment area (Arlington, Beverly, Danvers, Lexington, Lynn, Malden, Medford, Melrose, Peabody, Reading, Salem, Saugus, Stoneham, Wakefield, Winchester or Woburn) deduct .25% from rate.
-Rates shown are based on a down payment of 20% or more on owner-occupied, single family, excellent credit score 775 or greater and a maximum loan amount of $1,750,000*.
-Rates, APR (Annual Percentage Rate) may be higher based on factors such as loan amount, borrowers credit score, Loan-to-Value ratio and occupancy or property type
-1-4 family residences and loan amounts between $832,751 and $1,750,000*.
-For all the above programs, these payments do not include amounts for taxes and insurance. The actual payment will be greater if taxes and insurance are included.
-Subject to credit approval and property appraisal. Rates, points and programs are subject to change at any time. This is not a commitment to lend.
-Loan amounts greater than $1,750,000 may be considered. Speak to Residential Loan Officer for specifics.
Contact Us
Questions? Contact our Residential & Personal Loan Department.